Estimated reading time: 2 minutes

In addition to the 10,000 lakes in Minnesota, the United States is also known for its lake towns that have gained recognition nationwide and sometimes even globally.
Being designated as a “lake town” can carry more weight in defining a city’s character than its mere proximity to bodies of water. Throughout history, lakes have played important roles in the development of early American industries and served as vital hubs for transportation and trade. As these waterfront communities evolved into the 20th century, they embraced modernization by nurturing vibrant downtown areas, diverse shopping districts, thriving business sectors, flourishing arts scenes, and outstanding educational opportunities, including leading schools and research institutions.
“And these towns could soon see an influx of new residents—in a spring 2025 report, the CEO of Lake Homes Realty predicted that the amount of lakefront real estate transactions will increase by 15% in 2025 compared to 2024.” – MSN Money
To find the top U.S. lake towns to live in, Stacker examined 2021 data from WalletHub, focusing on 46 towns with beaches on TripAdvisor and populations of 10,000 to 150,000. The study considered affordability, weather, safety, economy, education and health, and quality of life.